He is seasoned accountant and businessman.
Who is the Executive Chairman and founder of J. Lutta & Vo. Inc.,
specializing in Coffee & Horticultural export.
Previously, he was a shareholder/Director of Greenland Bank Ltd.
He has a B. Com (Accounting) from New Delhi Commercial University India,
a fellow member of Chartered Institute of Accountants of India (FICA),
and a fellow member of the Institute of All India Auditors (FSAA).

Lujja is a seasoned banker, Islamic finance expert, Shari’ah advisor, and Shari’a auditor.
Previously, he headed Islamic banking & Islamic investments departments at Tropical bank and Microfinance Support Centre.
He participated in the process of amending Uganda’s legal framework to accommodate Islamic banking and finance and has worked with Government bodies, NGOs and the Private sector to develop Uganda’s Islamic financial sector.
He holds a PhD and an MBA in Islamic Banking & Finance from Malaysia, a Bachelor’s Degree in Shari’a from Saudi Arabia, and a Bachelor’s Degree in Accounting.
Professionally, he is a Certified Shari’a Adviser and Auditor (CSAA) from the Bahrain-based Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

She is a highly skilled finance specialist with over 15 years of experience in financial planning, investment strategy, and risk management.
She has successfully served at different institution both public and private, government and Non-Government Organizations (NGOs).
She holds a Masters in Islamic Banking and Finance (MIBF) from Islamic University in Uganda (IUIU), a post graduate diploma in Human Resource Management and a Bachelor of Commerce from Makerere University Kampala (MUK).

She is a Businesswoman and a co-founder / Director of Diwan Islamic Finance Agency.
She is a Human Resource and Administration expert with a Masters of Business Administration (Human Resources Management and Administration specialization) and a Bachelor’s degree in Human Resources Management & Administration.
She has organized and led livelihood transformation initiatives for different Women groups, improving their knowledge, financial literacy, and teamwork skills.

He has over a decade of combined professional experience in administration, management, lecturing and legal services.
He holds an honors Bachelor of Laws Degree, a post graduate diploma in legal practice from LDC, and a Masters in Law (LLM).
He currently serves as Assistant Secretary General, Uganda Muslim Supreme Counsel (UMSC).
He is a professional associate with over a decade’s experience in several well-established busy organizations, with interests and expertise in law practice.

He is a seasoned risk management professional with over a decade and a half of experience in ethical governance, financial oversight, and humanitarian operations across Africa, MENA, and Europe.
Currently serving with UNHCR Sudan, he champions risk management, integrity and ethical conduct, inclusive growth, and resource safeguarding.
He holds a Master’s in Accounting and ACCA (UK) certified.
His people-centered approach & commitment to ethical wealth stewardship resonate with BAITULMAL.

He is a qualified educationist who has taught in Uganda, London (UK) and Rwanda.
Worked as Dean, Faculty of Business & Management and later rose to Deputy Vice-Chancellor in charge of Academics at the University of Kigali Rwanda.
He worked at Greenland Bank.
Ahmed holds a PhD Islamic finance and Banking (London), MBA UEL – (London), Post Graduate Diploma in Education (PGDE)- IUIU Uganda, and Bachelors: (B.A) – IUIU – Uganda.

He is a Public Financial Management, accounting, auditing and project management expert with over 33 years of practical experience in these fields.
He has worked for various International Programmes and projects management firms.
He has membership certification as; FCCA (UK), FCMA (UK), CPA (U), CGMA (USA), AIA, (UK). MCIPS-UK, PMP-Israel, CDIF-UK, CIIF, (Malaysia), holds a B.com (MUK), four Masters degrees in Accounting and Finance, Islamic Finance, Project Management and PhD in Islamic Finance.

He is an Islamic Finance Advisor with added expertise in Finance and Tax Advisory who graduated from Qatar-Foundation’s Hamad Bin Khalifa University (HBKU) with a MSc in Islamic Finance, Bachelor of Commerce in Accounting from Makerere and Member of ACCA.
He is currently pursuing a MSc. Taxation at the University of Oxford.
He has also previously worked as a Financial and Tax Advisor at Ernst and Young Qatar, France Telecom-Orange (U) Ltd and Ernst and Young Uganda.

He is a renowned Islamic scholar and educator with over 25 years of experience in Islamic jurisprudence, finance, and community leadership.
He has served as a Shari’ah advisor for various Islamic financial institutions and organizations across East Africa, providing guidance on compliance with Islamic principles.
He holds a degree in Islamic Studies from Al-Azhar University in Egypt and is a respected member of several Islamic scholarly councils, including serving as a member of the Shari’ah Board for the Central Bank of Kenya and advisor to various Islamic NGOs and community organizations.